Mr. Chawla’s story is of grit, resilience, courage and an incredible entrepreneurial spirit. He started his journey from Ghaziabad in 1990 and shifted to Bhopal to grow his manufacturing activities on a wide array of products—solvents, wood finishes, oil paints, wall putty etc.

There was a time when he stakes in 8 manufacturing units with a robust turnover. But adverse times affected his growth and most of the units fell prey to financial and non-financial threats, which led to all his accounts being declared as NPAs by the bank. He believed in himself, worked hard, fought all the way till he successfully solved/settled all his accounts.

He wants to share the unique experiences that he had for the last 8-9 years in handling his NPA accounts with other people who are building businesses to help them nip their problems in the bud in debt/loan crisis management, identify threats and facilitate damage control before it's too late.

That is how AnandsTheNavigator, the initiative was born.

AnandsTheNavigator provides a 360-degree support system to entrepreneurs and businesses struggling to manage their debts. We handhold our clients with customized and structured solutions on the financial, legal and moral aspects of their journey of becoming debt-free.

From achieving specific financial goals (converting PNPA and NPA accounts into standard loan accounts) to legally dealing with banks/financial institutions, we help clients efficiently pay off their debt. Furthermore, we equip them with habits, traits, mind-tools and discipline so as to prevent the possibility of any such financial crisis in future.